FinCalc.Now — EMI & Financial Calculator

🏦

Loan & EMI Calculator

Calculate your monthly EMI, total interest outgo, and view a complete amortization schedule for any loan.

Loan Amount

₹

Annual Interest Rate

%

Loan Tenure

yrs

= 60 months

Payment Frequency

Monthly EMI

—

per month repayment

Principal

—

Total Interest

—

Total Payment

—

🔄

Loan Amount from EMI

Know your affordable EMI? Work backwards to find the maximum loan you qualify for, plus a full tenure comparison table.

Monthly EMI

₹

Annual Interest Rate

%

Loan Tenure

yrs

= 60 months

ROI Target (optional)

%

Maximum Loan Amount

—

at current EMI & rate

Total Payment

—

Total Interest

—

Duration

—

Effective ROI

—

🏠

Mortgage Calculator

Estimate your monthly home loan EMI, down payment impact, and total cost of ownership.

Home Price

₹

Down Payment

%

Interest Rate (Annual)

%

Loan Term

Monthly Payment (P&I)

—

per month home loan EMI

Loan Amount

—

Down Payment

—

Total Interest

—

Total Cost

—

📈

Compound Interest

See how your wealth snowballs with the power of compounding across different frequencies.

Initial Investment

₹

Annual Interest Rate

%

Duration

yrs

Compounding

Future Value

—

maturity amount

Principal

—

Interest Earned

—

Growth

—

💰

SIP / Recurring Investment

Calculate the future value of your systematic investment plan with optional lump sum top-up.

Monthly Contribution

₹

Annual Return Rate

%

Investment Period

yrs

Initial Lump Sum (optional)

₹

Future Value

—

corpus at maturity

Total Invested

—

Returns Earned

—

Wealth Ratio

—

🎯

Return on Investment

Evaluate an investment's profitability, net gain, and compounded annual growth rate.

Initial Investment

₹

Final Value

₹

Duration

yrs

Total ROI

—

absolute return on investment

Net Gain

—

CAGR

—

🎪

Savings Goal Planner

Set a target amount and deadline — find out exactly how much to save each month to get there.

Target Amount

₹

Current Savings

₹

Annual Return Rate

%

Time to Goal

yrs

Required Monthly Savings

—

save this each month to reach your goal

Total Saved

—

Interest Earned

—

🌡️

Inflation Adjuster

Understand the real purchasing power of money and how inflation erodes value over time.

Amount Today

₹

Annual Inflation Rate

%

Number of Years

yrs

Future Equivalent Value

—

needed to match today's buying power

Today's Value

—

Purchasing Power Lost

—

Effective Loss

—

📅

Days Between Dates

Calculate the exact number of days, weeks, months, and years between any two dates. Useful for loan tenures, deadlines, anniversaries, and more.

Start Date

End Date

Quick Presets

Total Days

—

between selected dates

Weeks

—

Months

—

Years

—

Working Days

—

Exact Breakdown

—

Day of Week (Start)

—

Day of Week (End)

—

Sundays in Range

—

Saturdays in Range

—

Weekends Total

—